Luxembourg's Financial Centre
FACTS & FIGURES
Solid, stable and international
Luxembourg is politically stable, it has very low public debt, and an economy with a solid legal and fiscal framework.
The global financial community has recognised Luxembourg’s sustained competitive edge with AAA-credit ratings.
Most international financial centre in the world 1
AAA
Rated by Moody’s, S&P Global, Fitch Ratings, and Morningstar DBRS
ENGLISH
The financial regulator accepts official documentation in English, French and German
Source: 1 International Financial Centres Index, New Financial, July 2026.
A pan-European banking centre with global reach
Within a single regulated location, banks can consolidate booking, custody, execution, structuring and oversight, serving clients across multiple European markets.
For non-European institutions, drawn by the need for a credible, well-regulated EU presence, Luxembourg offers the most direct and operationally coherent entry point available.
118
International banks from 25 countries with approximately €1 trillion in assets 1
in AuM in private banking 2
Aggregated total capital ratio 3
Sources: 1 CSSF, 30.04.2026; 2 ABBL December 2024; 3 IMF's 2026 Luxembourg assessment, December 2025.
Home of the global fund industry
Luxembourg is Europe’s largest fund domicile and the second largest worldwide, with more than €9 trillion in AuM.
Total number of assets under management (AuM) of investment funds domiciled in Luxembourg, in UCITS and AIFs 1
Largest fund centre globally 2
Leading alternative fund hub in Europe with €3.4tn in AuM 3
Largest cross-border hub with 51.3% of Global Cross-Border Fund Registrations 4
Sources: 1 ALFI, June 2026; 2 ALFI, 2026; 3 Ignites Europe, Alternative Fund Market Data 2026; 4 ALFI/PwC, Global Fund Distribution, 2026.
The EU centre for cross-border insurance vehicles
Luxembourg has evolved into the EU’s premier international insurance hub, with insurance assets reaching €258.7 billion by end-2024.
All major ratings agencies continually affirm Luxembourg’s top credit rating, reflecting prudent fiscal management and a robust financial services backdrop. This stability is a cornerstone for insurers seeking a secure base in Europe.
Largest captive reinsurance domicile in the EU 1
Dedicated regulator
Insurance firms in Luxembourg are supervised by a dedicated regulator, the Commissariat aux Assurances (CAA), providing a deep and specialist expertise
Assets under administration for Life insurance 2
Insurance sector’s total premium income 2
Life insurance:
Non-Life Insurance:
Insurance and
Reinsurance companies make Luxembourg the leading cross-border insurance hub in the EU 3
Sources: 1 SCOR European Captives Study 2026; 2 CAA, December 31, 2025; 3 CAA, July 2026.
Trailblazer in international capital markets
Thanks to a wealth of post-trading service providers, Luxembourg has become a global centre for all aspects of collateral management including clearing, settlement, custody and asset servicing.
of the world's new international bond listings 1
Securities listed on Luxembourg Stock Exchange (LuxSE) 2
of the euro area's securitisation vehicles, the largest domicile by number 3
trillion in assets held by major post-trade service providers 4
Sources: 1 Luxembourg Stock Exchange, June 2026; 2 Luxembourg Stock Exchange, 2026; 3 PwC/ECB, Securitisation in Luxembourg Comprehensive Guide, 2026; 4 Clearstream, Eurobond Infrastructure & Market Data Report 2025.
Leading on sustainability
From building Europe’s number one international fund distribution platform, to the listing of the world’s first Green Bond, Luxembourg has been a pioneer for many decades.
Largest market share of listed green, social, sustainable and sustainability-linked bonds (GSSS) 1
LGX
Luxembourg Green Exchange is the first global exchange dedicated to sustainability
AuM of sustainable public and private market funds in Luxembourg (2024) 2
Leading market share of European ESG funds 3
of sustainable public market fund AuM
of sustainable private market fund AuM
Sources: 1 LuxSE, Official Listing Metrics & LGX Market Share Report 2026; 2 ALFI/LSFI/PwC, Sustainable Finance in Europe and Luxembourg Report 2026; 3 ALFI/LSFI/PwC, Sustainable Finance in Europe and Luxembourg: Navigating Recalibration Report 2026.
FinTech and innovation
Luxembourg has emerged as a vibrant and thriving global FinTech hub, seamlessly integrating cutting-edge financial technology with its longstanding reputation as a premier financial centre. Home to innovative FinTech companies, active in Payments, Big Data & AI, InsurTech, Cybersecurity and Authentication, FundTech and Investments, RegTech, lending, and Blockchain, and with a strong focus on providing B2B services, Luxembourg offers a fertile ground for businesses seeking a dynamic, supportive environment for growth.
successfully priced and issued for Europe's first-ever digital sovereign benchmark bond by the Luxembourg State Treasury 1
MiCA hub
Leading MiCA-authorized Crypto Asset Service Providers having Luxembourg as their primary EU home are among others Coinbase, Ripple, Bitstamp (Robinhood), Bridge Building (Stripe), and B2C2 Europe
LHoFT
Luxembourg’s national FinTech platform connecting the financial industry and over 280 FinTech innovators operating out of Luxembourg
MAJOR PAYMENT PLAYERS
including PayPal, Airbnb Payments, Amazon Pay, Ant Financial, and more have chosen Luxembourg for their EU HQs
Blockchain Laws serving as a progressive national framework to provide legal certainty for tokenization and digital assets.
Source: 1 The Luxembourg Government, October 14, 2026.
